Hail Damage: No Sight Unseen

NAME: Dale

CLAIM TYPE: Hail Damage

LOCATION: Roof

ESTIMATE

Before: $177 Settled: $38,756.90

THE SITUATION

The insurance company said there was no damage to the roof. The first estimate was for $177 where the original adjuster found damage to the siding, gutters, and fence. The insurance company hired an engineer where they claimed no damage to the roof in their report.

At Midwestern, we immediately became involved and emailed the insurance company pictures demanding they have an adjuster meet with us and the engineer to look at the roof. We circled some of the damage showing the adjuster and the engineer plainly. The engineer claimed the sun light had changed in the last few minutes allowing our team to better see the damage from what he could see only a few minutes earlier.

THE SOLUTION

Luckily, the adjuster was not happy with the engineers comment and agreed with our team about the damage to the roof. The insurance company ended up agreeing on replacement of the roof and the claim was settled for $38,756.90

“My insurance company initially looked at the roof and agreed to only $177 worth of damage. The insurance company hired an engineer to represent them…Midwestern was able to show the engineer the damage and negotiated the claim to replacement of the entire roof!”

– Dale

Hail Claim Resolved in Under 30 Days

NAME: Full Gospel Church of God

CLAIM TYPE: Hail Damage

LOCATION: Metal Roof, Hail Damage, Metal Siding

ESTIMATE

Before: >$1,000 Settled: $41,178.34

THE SITUATION

The first insurance estimate was below the insured’s
deductible of $1,000.

THE SOLUTION

After just one meeting, Midwestern got the insurance company to agree to $41,178.34. The insured’s were trying with the contractor to get a second inspection. After our involvement we were able to get the insurance company to meet and resolve the claim in under 30 days.

Full Roof Replacement: Zhivion

NAME: Radoshevich Zhivion

CLAIM TYPE: Hail Damage

LOCATION: Roof

ESTIMATE

Before: $ – Court Settled: Full Roof Replacement

THE SITUATION

The insured called Midwestern PA for help. They had hired an appraiser and the appraiser was not doing a good job on their claim. After understanding their issues, we were able to provided strategic counsel and advised that they hire a lawyer and have our team member, Jason Hahn, represent them as a construction expert. Thereafter, we inspected the property, wrote an estimate, and a report recording the damage we inspected to settle the claim.

THE SOLUTION

The claim was settled in court from our report of damage. The insured, Zhivion, was so happy we were able to help them as the insurance company ended up paying for all of the damage done by the hail storm.

“During our claims process, Jason listened carefully to our situation and wrote up a clear and comprehensive statement. This was crucial in establishing the legitimacy of our claim in court. He was prompt, thorough and effective.”

– Radoshevich Zhivion